Budgeting-help.com - Articles -

Guarding Against Scholarship Fraud

no@spam.com (Budgeting Help) — Sun, 25 Nov 2007 21:16:30 CST

Because of the rising costs of financing a college education, parents and students are increasingly relying on scholarships. Scammers are using this need to wheedle money away from students who are looking to get scholarships.

Women Targeted by Subprime Lenders

no@spam.com (Budgeting Help) — Tue, 25 Sep 2007 20:03:15 CDT

In addition to some of the unethical activities in the subprime market (see "The Subprime Fallout: Lending Practices"), some consumer group have also found discriminatory practices with regard to types of loans that are given to would-be home buyers.

The New Housing Market

no@spam.com (Budgeting Help) — Tue, 25 Sep 2007 19:57:12 CDT

More recently, news reports have demonstrated the fallout of the subprime mortgage industry, as well as how it affects or is affected by the real estate market. For instance, major lender Countrywide has experienced a rollercoaster of lows and greater lows---starting with declining profits and increased foreclosure holdings, declining investor support which has lead to depositor withdrawals from Countrywide Bank in early August 2007, and finally a near-bailout by Bank of America.

Is It Time To Refinance Your Mortgage

no@spam.com (Budgeting Help) — Thu, 14 Dec 2006 00:48:34 CST

Knowing the perfect time to refinance your mortgage would be a bit like being psychic. About the best you can do is keep one eye on the prime lending rate and the other on searching for broker whose standard charges and fees will save you a significant amount on the average loan. Of course, the truly important question you need to ask yourself isn’t when to refinance, it’s:

Saving Money On Your Homeowners Insurance

no@spam.com (Budgeting Help) — Thu, 14 Dec 2006 00:44:52 CST

In today's increasing thorny real estate marketplace you'll have plenty of options when it's time to choose a homeowners' insurance plan. Unfortunately, you'll quickly find that not all insurance coverage was created to do the same job. If you want to get the coverage you need and pay as little for it as you can, you're going to have to do a little homework.

Everything You Need To Know About Medicare Supplements

no@spam.com (Budgeting Help) — Thu, 14 Dec 2006 00:00:00 CST

Today’s seniors face a daunting assortment of options when it comes to their health care. Neither, the Medicare benefit program nor managed care options intended to pay the entirety of senior’s doctor or nursing home or hospital bills. So, more and more seniors require supplemental insurance to cover medical expenditures not covered by Medicare. Supplemental insurance is available from many different sources simply because neither Medicare nor Medicare supplement policies could cover most long-term care costs on their own.

Do You Need Rental Car Insurance

no@spam.com (Budgeting Help) — Thu, 14 Dec 2006 00:00:00 CST

If your vacation is going to include a rental car, then your insurance agent, not your travel agent, should be the first call on your list. That's because insurance carrier, credit card companies, and car rental agencies are competing for your insurance dollars – and more importantly, what they offer you today might be different from what they’ll be offering you next week.

Do You Need To Buy A Home On A Budget

no@spam.com (Budgeting Help) — Wed, 13 Dec 2006 00:58:49 CST

Over the course of the last decade we’ve all experienced what was practically an unprecedented boom in home prices. Nationwide, housing prices rose by around 35% (that’s adjusted for inflation). More importantly, even though those home price gains have been most evident to the owners of higher end homes, it’s obvious that the price among homes owned by lower-income families were inflated by the so-called housing-bubble.

Do You Need A Reverse Mortgage Lender?

no@spam.com (Budgeting Help) — Wed, 13 Dec 2006 00:53:08 CST

Reverse mortgages are becoming popular in America. Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash. They can give older Americans greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more.